Yes. We specialise in helping people with poor credit histories or those who’ve been turned down elsewhere. While we can’t guarantee approval, we work with a wide panel of lenders to give you the best chance possible.

No, not at first. We usually start with a soft search, which doesn’t impact your credit score. If you go ahead with an application, some lenders may carry out a full credit check.

Not always. Some lenders may require a deposit, but many of our customers are approved with little or no deposit at all.

Yes, you can make a joint application. This means we’ll take both incomes into account when checking affordability, which could improve your chances of approval.

You’ll usually hear back within a few hours, and often the same day. In some cases, it may take a little longer if more details are needed.

Most used cars from dealerships are eligible. We’ll guide you through the process once your finance is approved, so you can choose the right car for your budget.

No broker can guarantee approval. But we’ll always do our best to match you with a lender who understands your circumstances.

Typically:

• Proof of ID (passport or driving licence)
  
• Proof of address (recent utility bill or bank statement)
  
• Proof of income (payslips or bank statements)

Yes. Most agreements allow you to settle early, although you may need to pay the outstanding balance and any applicable fees. The lender will explain the terms clearly before you sign.

No. We’re transparent about all costs from the start, so you’ll always know exactly what you’re paying.

This depends on your income, affordability, and the lender’s criteria. Lenders will look at your situation and give you an idea of what you may be able to borrow before you choose a car.

Maybe, ask for a referral and we will further assess your application to see if we can get you on the road. We want to help.

No, our job is to connect with you with fair, reputable lenders who can give you the best chance at car finance. Think of us as the helpful middle man.